Wallstreet · Documentation

The handbook

Wallstreet is a lending protocol on Solana. You deposit USD1, it is lent against tokenized US equities posted as collateral, and the yield flows back to you. No new stablecoin, no lockups.

How it works

The protocol connects two sides of a market. Depositors bring USD1 they want to earn on; borrowers bring tokenized equities they want to keep exposure to while unlocking liquidity.

Deposit. You deposit USD1 into the vault. It already exists as a stablecoin, so nothing new is minted.
Lend. The vault lends your USD1 to borrowers who post tokenized US equities as over-collateralized security.
Earn. Borrowers pay interest. That interest is the yield, and it accrues to your position.
Redeem. Your position is liquid. Withdraw your USD1 plus accrued yield at any time.

The vault

Deposited USD1 sits in a non-custodial, on-chain vault. Nobody takes custody of your funds — the vault is a smart contract, and every position, loan and rate is verifiable on Solana.

Non-custodial means the protocol never holds your assets on your behalf. You retain control, and you can exit whenever you choose.

Collateral & equities

Loans are secured by tokenized US equities — real shares (Apple, Nvidia, Tesla, the S&P 500 and more) issued on-chain, priced live by oracles. Borrowers must stay over-collateralized: the value of their posted stocks always exceeds what they borrow.

If a borrower's collateral falls too close to their debt, the position is liquidated automatically to protect depositors. Your USD1 is backed by real, liquid assets at all times.

Yield & rates

Yield comes from the interest borrowers pay to borrow USD1 against their equities. It is variable — set by supply and demand for USD1 in the market — and paid continuously to your position.

Parameter	Value
Deposit asset	USD1
Collateral	Tokenized US equities
Yield source	Borrow interest
Yield type	Variable
Lockup	None
Network	Solana

The $WALL token

$WALL is the protocol token, paired to USD1 from launch. As more dollars go to work through Wallstreet, $WALL is designed to capture the growth of the protocol.

The token launches on Solana with liquidity paired directly against USD1. Contract address: published at launch.

Risks

Smart-contract risk. The protocol is code. Bugs or exploits, while mitigated by audits, can never be fully ruled out.
Collateral risk. Tokenized equities can move sharply. Liquidations protect depositors but extreme volatility carries residual risk.
Rate risk. Yield is variable and can fall to zero if borrowing demand dries up.
Regulatory risk. Tokenized securities operate in an evolving regulatory environment.

FAQ

Do I need to mint a new stablecoin?

No. You deposit USD1, which already exists. That's the whole point — no new stablecoin to create or trust.

Can I withdraw anytime?

Yes. Your deposit stays liquid — redeem your USD1 plus accrued yield whenever you want, subject to available liquidity.

What backs my deposit?

Tokenized US equities posted by borrowers as over-collateralized security, priced live on-chain.

Which chain is this on?

Solana.

Wallstreet is a decentralized protocol for lending USD1 against tokenized equities on Solana. Nothing in this document is financial advice, an offer, or a solicitation. Tokenized equities, lending and digital assets carry risk, including the loss of principal. Yields are variable and not guaranteed. Always do your own research.